IPDC Finance Limited has published a job circular the name of the post Head of Retail Credit, Credit Risk Management on Oct 04 ,2019.They have been total vacanay No.N/A.IPDC Finance Limited is an equal chance and welcome applications from male candidate.Applying will be on Oct 12, 2019
Post Tittle:Head of Retail Credit, Credit Risk Management
Application Deadline: Oct 12, 2019
Job Responsibilities :
- Ensure adequate Credit Risk Management framework in Retail segment across the organization through development of credit policy manual, operational process guidelines and product program guideline etc. and ensure adherence to the same.
- Review and supervise all Retail proposals (i.e. Auto Loan, Personal Loan & Home Loan proposals) independently and provide opinion.
- Conduct Credit Risk assessment of Auto Loan, Personal loan, Home Loan and any other Retail loan applications.
- Responsible for analysis of market, economic information related to credit risk in Retail segment and communicate the same to relevant stakeholders. Furthermore, analyze existing credit product portfolio and provide credit intelligence to business, sales and credit underwriters.
- Work closely with business units and involve in sales force training to reduce the processing time and declined file ratio.
- Conduct training & provide feedback to all relevant concerns.
- Ensure compliance as per internal policy framework.
- Bachelor degree in any discipline
- At least 8 year(s)
- The applicants should have experience in the following area(s):
Credit Risk Analysis
- The applicants should have experience in the following business area(s):
- Business Orientation
- Customer Centricity
- Operational Excellence
- Nurturing People
- Strategic Communication
- Innovation Focus
- Openness to Change